Title Direct
Frequently Asked Questions

What is title insurance and why do I need it?

Title insurance is a type of insurance that protects homeowners and mortgage lenders against losses that may arise from defects or problems with the title to a property. The title to a property is the legal ownership of the property, and it can be affected by various factors such as liens, judgments, unpaid taxes, undisclosed heirs, and mistakes in public records.

When you buy a property, you receive a title commitment that shows the history of ownership and any liens or encumbrances on the property. Title insurance is designed to provide protection against any issues that may not be revealed in the title commitment.  
Without title insurance, you could be at risk of losing your investment in the property if a problem with the title arises. Title insurance provides peace of mind and financial protection against unexpected issues with the title, and can save you from costly legal battles and expenses. It is a one-time premium paid at the time of purchase or refinancing, and the policy remains in effect as long as you own the property.

How do I get a title search from Title Direct?

1. Contact Title Direct at 954-903-0093 or via email at info@TitleDirectFL.com and provide the details of the property you are purchasing or refinancing. We will provide you with a quote for the cost of the title insurance.

2. We will ask for information about the property and the parties involved in the transaction, such as the purchase price, the names of the buyers and sellers, and any outstanding mortgages or liens.

3. If you agree to the quote, we will conduct a title search and issue a title commitment prior to closing and you’ll receive your title insurance policy after the closing when everything has been recorded. The policy will provide coverage for the risks identified during the title search, subject to any exceptions or exclusions in the policy.

Can Title Direct handle title transfers for commercial properties?

Title Direct is a title insurance company that provides title services for both residential and commercial properties. This includes handling title transfers for commercial properties. The process for transferring a commercial property title is similar to transferring a residential property title. It involves a title search, examination of the title report, and preparation of a new title policy.
Title Direct will work with the buyer, seller, and any other parties involved in the transaction, such as lenders and/or attorneys, to ensure that the title transfer is completed accurately and efficiently.

Title Direct has experience in handling title transfers for commercial properties of all types, including office buildings, retail spaces, industrial properties, and more.
We can also provide additional services such as lien searches, survey coordination, and document recording to help facilitate the transfer process.

If you have a commercial property that you would like to transfer the title for, you can contact Title Direct at 954-903-0093 during regular business hours or anytime via email at info@TitleDirectFL.com to discuss your options and obtain a quote for our services.